7/3/2023 0 Comments Free mortgage calculator nyMortgage interest rates are expressed as a percentage of the loan amount. This is the annual rate your mortgage lender charges as a cost of borrowing. FHA offers adjustable-rate mortgages, too, though these are far less popular because the mortgage rate and payment can increase during the loan term. 15-year fixed-rate loans are also available via the FHA program. Most home buyers choose a 30-year, fixed-rate mortgage, which has equal payments over the life of the loan. This is the fixed amount of time you have to pay off your mortgage loan. This can come from a down payment gift or an eligible down payment assistance program. FHA features a low down payment minimum of 3.5% of the purchase price. This is the dollar amount you put toward your home purchase. Here’s a breakdown to help you understand each of the terms and fees included in our FHA loan affordability calculator: Down payment This will help you get a more accurate number and figure out how much house you can really afford with an FHA loan. The FHA mortgage calculator above lets you estimate your ‘true’ payment when all these fees are included. You also need to pay homeowners insurance, property taxes, and other associated costs. When you pay your mortgage, you’re not just repaying loan principal and interest to your lender. Many first-time home buyers aren’t aware of all the costs associated with homeownership. >Related: How to buy a house with $0 down: First-time home buyer FHA mortgage calculator terms The first step to seeing if FHA can make you a homeowner is to run the numbers with this FHA mortgage calculator. For borrowers with a loan insured by the Federal Housing Administration, known as FHA loans, refinancing into a conventional mortgage can eliminate annual mortgage premium payments once you’ve reached 20 percent equity in your home.FHA Loan Calculator: Check Your FHA Mortgage PaymentįHA home loans require just 3.5% down and are ultra-lenient on credit scores and employment history compared to other loan types. Don’t forget that removing someone from a mortgage doesn’t remove them from the deed of the home, which may require filing a legal document called a quitclaim deed (check your state’s property laws for guidance). The person who is refinancing the loan into his or her name will have to qualify for the new loan solely with their own income, credit and employment. This might also apply if you bought a home with another relative or friend. Divorce is another reason to refinance in order to get your former spouse’s name off the loan.
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Commercial flooring contractors from this office also provide service to customers in Idaho and Montana. This particular QuestMark location services Portland, OR, Billings, MT, as well as Vancouver and Seattle, WA and their surrounding areas. As always, we encourage consumers to perform their own research, to the extent possible, before hiring any business.Are you searching for the best commercial flooring company in or around Portland, Oregon to help transform your property and floors? If so, look no further than QuestMark in Tualatin, OR. As affected government agencies and courts begin to re-open, we will resume our program in those jurisdictions. Please be advised that, during this period, if we could not perform a background check, HomeAdvisor will allow the business into the network and match the business to consumers. While HomeAdvisor will continue its background check program to the extent possible, these closures could prevent some background checks from being performed. How is COVID-19 impacting the HomeAdvisor background check program?ĭue to the coronavirus pandemic, several government agencies and courts across the country have temporarily closed their offices. After initial admission to the HomeAdvisor network, businesses are re-screened biennially. Please be aware that the reporting in the NCD is particularly limited in the following states: AL, CO, DE, GA, ID, IL, KS, LA, ME, MA, MI, MS, MT, NE, NV, NH, NM, SD, UT, VA, VT, and WY. *The comprehensiveness of the NCD varies by state. Our background check does not exclude service professionals unless the crime at issue is a felony. Contracting without a license in the past seven years.Other felonies not listed above that occurred in the past seven years.Manslaughter/murder/homicide/vehicular homicide.Businesses will not be admitted to the network if their owners or principals have the following felonies in their available criminal records*: Our third-party vendor uses a national criminal database ("NCD") to screen service professionals. We use a third-party vendor to conduct a criminal records search in the state in which the business owner or principal works. As always, we recommend that you conduct your own research on the businesses you hire, including making inquiries directly with the businesses regarding their employee background check policies. Unfortunately, we cannot perform a background check on every employee of a business-the background checks are performed only on the owner or principal. The owner or principal of each business in HomeAdvisor's network (with the exception of Corporate Accounts) must pass a background check. I am very pleased with their work and would highly recommend them to anyone needing fence work or home remodeling."Ĭriminal Background Check Who does HomeAdvisor background check? The crew worked around our plants and shrubs and kept the work area clean and tidy. The fencing material was all top quality cedar and the run of the fence was done professionally. Being surrounded by three different neighbors with animals Ismael did the work in sections so the fence was only down for a short period of time before being replaced. They quickly removed the old fencing and put in the new fence in just a few days. We scheduled the job and Ismael the owner and general contractor showed up with his crew. Superior Home Custom Remodeling's bid was the best price of all three and he included a third rail on the fence for strength and included metal fence posts that the others did not. I contacted three contractors and received bids for the work. This was not a small project as it involved almost 250 feet of fence and a retainment wall. "My old fence finally lost out to time and needed replaced. 7/3/2023 0 Comments The drama of the gifted childTheir mission is to raise awareness and become a resource for organizations, people, and treatment modalities that are working to increase compassion and reduce the stigma around addiction. He is also a co-founder, along with Vicky Dulai of Compassion for Addiction, which is an organization that advocates for a new way to understand and treat addiction. And I’ve wanted to have him on the podcast for some time now because he is not only an expert in the so-called pathologies of addiction but looks at it very, very differently and also has experimented and used successfully tools that are perhaps outside the realm of traditional psychiatry, including, for instance, the psychedelic brew known as ayahuasca. He is an adjunct professor in the faculty of Criminology at Simon Fraser University. Maté has received the Hubert Evans Nonfiction Prize, an honorary degree from the University of Northern British Columbia, and the 2012 Martin Luther King Humanitarian Award from Mothers Against Teen Violence. His works have been published internationally in 20 languages. Maté has written several bestselling books, including the award winning In the Realm of Hungry Ghosts: Close Encounters with Addiction. He is well known for his study and treatment of addiction. Gabor is a physician who specializes in neurology, psychiatry, and psychology. You can find him at, also on Facebook /drgabormate. This is Tim Ferriss, and welcome to another episode of the Tim Ferriss Show where it is my job, each and every episode, to interview world class performers, world class experts from any range of disciplines to tease out the habits, routines, lessons, approaches, etc., that you can use. For the sake of clarity, media outlets are permitted to use photos of Tim Ferriss from the media room on tim.blog or (obviously) license photos of Tim Ferriss from Getty Images, etc. No one is authorized to copy any portion of the podcast content or use Tim Ferriss’ name, image or likeness for any commercial purpose or use, including without limitation inclusion in any books, e-books, book summaries or synopses, or on a commercial website or social media site (e.g., Facebook, Twitter, Instagram, etc.) that offers or promotes your or another’s products or services. For the sake of clarity, media outlets with advertising models are permitted to use excerpts from the transcript per the above. You are welcome to share the below transcript (up to 500 words but not more) in media articles (e.g., The New York Times, LA Times, The Guardian), on your personal website, in a non-commercial article or blog post (e.g., Medium), and/or on a personal social media account for non-commercial purposes, provided that you include attribution to “The Tim Ferriss Show” and link back to the tim.blog/podcast URL. Tim Ferriss owns the copyright in and to all content in and transcripts of The Tim Ferriss Show podcast, with all rights reserved, as well as his right of publicity. More tracks like THE DRAMA OF THE GIFTED CHILD by Alice Miller.DUE TO SOME HEADACHES IN THE PAST, PLEASE NOTE LEGAL CONDITIONS:.Read by Suzanne Toren - Audiobook Excerpt Playlists containing THE DRAMA OF THE GIFTED CHILD by Alice Miller.Users who reposted THE DRAMA OF THE GIFTED CHILD by Alice Miller.Users who like THE DRAMA OF THE GIFTED CHILD by Alice Miller.The Drama of the Gifted Child helps us to reclaim our life by discovering our own crucial needs and our own truth.Īvailable Septemfrom Hachette Audio as a digital download from Basic Books.Ĭheck out our other great titles and more at: Without this 'gift' offered us by nature, we would not have survived." But merely surviving is not enough. I simply meant all of us who have survived an abusive childhood thanks to an ability to adapt even to unspeakable cruelty by becoming numb. Why are many of the most successful people plagued by feelings of emptiness and alienation? This wise and profound book has provided millions of readers with an answer-and has helped them to apply it to their own lives.įar too many of us had to learn as children to hide our own feelings, needs, and memories skillfully in order to meet our parents' expectations and win their "love." Alice Miller writes, "When I used the word 'gifted' in the title, I had in mind neither children who receive high grades in school nor children talented in a special way. The bestselling book on childhood trauma and the enduring effects of repressed anger and pain The metal can be as it is or coated in some sort of silicone to make it easier on the teeth. While a lip gag is usually made from soft materials, a ring gag is made from metal which leads to little to no leeway in your mouth. Ring gag – ring gags are similar to lip gags in a way but have their own advantages.The downside is that they don’t prevent loud noises as much as a ball gag would. Plus, various designs make them catchy and good-looking. This leads to possibly some of the best blowjobs you will ever give/receive or letting your partner explore the inside of your mouth with his fingers. The lip gag usually goes on your lips, as the name says, but it has a hole and your teeth will be behind it meaning your mouth will stay open. Lip gag – a lip gag is a bit different from your standard ball gag, and it is rarer to see in movies but it has its perks.Advanced users or experts tend to go for non-breathable ones as they make the whole roleplay a bit more intense and satisfying. For beginners, it is highly recommended to use breathable ones because it takes a bit of time to get used to wearing one. The balls can be breathable and non-breathable. The belt or strap can be both locking and non-locking, leaving you with the freedom of choice. These types of gags are pretty straightforward – there is a ball, usually made from solid material, and a belt or a strap that goes around the head of the wearer. Ball gag – typical mouth gag that is usually portrayed in movies and magazines. There are numerous types of mouth gags, but they mostly fit into four different categories. 7/3/2023 0 Comments Jasmine riceIt's not the end of the world if you open it for a few seconds, for 2,3 times. This will ensure the rice to cook evenly and the rice at the bottom is not mushy. For a bigger batch (more than 1 cup), use a wider surface utensil like a wide pan/pot, or a casserole. For a small batch (1 cup of rice), use a small pot. My easy tips on how to cook jasmine rice to perfection. Fluff with a fork, chopsticks, or a wooden spoon. Cook for 20 minutes and remove from the heat. Number 3 for vitroceramic cooktop, or induction stove. Pour the rice into the boiling water and wait until there are bubbles on the edges of the pot and some foam forming in the center.Ĥ. Do this until you see the falling water is clear (not light-milky color).ģ. Lightly move the rice around to help remove the starch. Meanwhile, place the rice in a strainer under a tap and let the water run through it for a minute or so. For a bigger batch, use a wide pan or a casserole pan with a lid to make it boil faster. On medium-high heat, bring the water and salt to a rolling boil. * See recipe card for full information on ingredients and quantities. Depending on what you're going to eat it with, you can use 1 tablespoon of chicken or beef bouillon powder instead. It's easy to remember and it works every single time! Or instead of water, use chicken stock to flavor it as I did in my Hainanese chicken rice recipe. Water - My jasmine rice water ratio has forever been 1 ½ cups of water to 1 cup of rice. Don't substitute for basmati, short-grain rice, or any other rice as it's not the same. And my secret to cooking a perfect large batch of it is to use a wide pan instead of a pot! Ingredients I'm going to show you how to cook jasmine rice on a stovetop. There are too many myths and useless rules out there on the internet, if I might say. I've been cooking rice since I was 10 and I can cook it with my eyes closed!įollow my easy instructions on how to cook jasmine rice successfully and I promise you'll get perfectly cooked rice, every single time. Its texture and flavor make it perfect to be eaten with other meals like my crispy air-fryer soy sauce chicken and my 30-minute chicken massaman curry! Why This Recipe Worksīeing a Malaysian and having been living in South East Asia since I was born, rice is compulsory in our daily meals. When cooked, it's fluffy, soft, and slightly sticky. Mainly grown in Thailand, it is heavily consumed in South East Asia. It is a long-grain variety of rice and is famous for its aromatic fragrance. What's so special about it, you might wonder, right? You don't even need a rice cooker! Jump to: In a few simple steps, you'll get perfectly cooked rice every single time. I'm here to show you how to cook jasmine rice the easiest way. 7/3/2023 0 Comments Sed cheatsheetThe syntax for sed is: $ sed ‘PATTERN’ filename Sed comes with a lot of options that are useful in filtering or editing the data. We can also save the changes in a new file if needed. This means we are not making changes in the file, only to the output. Sed is a stream editor that will filter and transform text in the output. Here we used -n to sort in numerical order, -k to specify the field to sort (2 in this case) -t to indicate the delimiter or field-separator (a comma) and -o to save the output in the file sorted_list.txt. $ sort -n -k2 -t ',' -o sorted_list.txt list.txt $ ls This time we sort the data according to the second field, which is the numeric value, and save the output in another file using the -o option. We have a file, list.txt, containing names and numeric values separated by commas.įirst let’s print out the file and just do simple sorting. -n To sort the data according to numerical value.-R To shuffle the lines in the file into random order.-r To sort the lines in the file in reverse order.One thing to note is that the sort command just displays the sorted data. $ sort filenameīy default it sorts the data in alphabetical order. All we need to do is provide the name of the file. It can also be used to sort or randomize the lines of files. Sorting is by either characters or numbers in ascending or descending order. The sort command is one of the most useful tools. Now only the character count of the file: $ wc -m loremipsm.txt To see the word count of the file: $ wc -w loremipsm.txt Suppose I only want to see the byte count of the file: $ wc -c loremipsm.txtįor the newline count of the file: $ wc -l loremipsm.txt Receiving requests from those programs and replaying these requests to the computer's hardware. Linux is the best-known and most-used open source operating system.Īs an operating system, Linux is software that sits underneath all of the other software on a computer, First, we print out the file and then use wc on it. Here we start with a text file, loremipsm.txt. To get some specific output we have to use options: So in output we get the total number of newlines in the file, total number of words, total number of characters, and the filename. Let’s see how it works: $ wc filename lines words characters filename As the name suggests it will count the lines, words or byte count from any file. Wc is a utility whose name stands for “word count”. In case you are editing or playing with text files on a terminal then these tools will surely make your life easy.įor this article let’s have a look at wc, sort, tr, and sed commands. We all know that using a terminal is more efficient to use the system. Let’s have a look at some command line utilities which really come in handy when you’re the guy that likes to stick with the terminal rather than using a GUI. Linux distributions are great to use and they have some tricks under their sleeves which users may not be aware of. 7/2/2023 0 Comments Raspberry pi samba speedsThe Raspberry Pi only has a 100 MBit ethernet port while the Banana Pi has a 1 Gbit ethernet port. I set up an iperf server on a Windows machine and connected to via 100Mbit and 1000Mbit from the Raspberry and Banana Pi. Network Throughput Tests over LAN iperf Benchmarks SFTP was not tested because the overhead of the encryption is too much for these ARM processors to handle, limiting speeds to about 5 MB/s. That may change as 802.11ac spreads but for now ethernet is rock solid and should be used for reliable NAS or media server setups for maximum speed wherever possible. I did not test WiFi because – despite its convenience – I always avoid it because connections drop and speeds are overall worse than with ethernet. Robocopy was used for copying from SAMBA shares.Īll tests were repeated 5 times and averaged to calculate an accurate data transfer rate. Xlight FTP server and Filezilla were used for FTP tests. I used Bananian on the Banana Pi because it has the lowest memory footprint of the debian-based distros available.įor the Raspberry Pi I used Minibian because it has a low memory footprint for a Raspbian-based distro.
Specialist photo team will assist you with the editing process. Please email your photos after ordering your locket. This gives our customers lots of flexibility and shows youĮditing your photographs, please choose the option “I will email photos later”. Your laptop, phone or tablet directly onto our website. This is a software application which allows you to upload photos from We shrink, enhance and print the photos on high quality photographic paper before inserting them into your locket to create a highly personalised gift or memento.ĭedicated tool on our website which is a free photo resizing tool for our We have recently launched our photo insertion service for Lily Blanche lockets and this is proving extremely popular. Here at Lily Blanche, we have a range ofĢ, 4 and 6 photo lockets which you can personalise with your favourite The sizing of photosĭepends on the shape of the locket. Sizes, making them easy to personalise with your photos. We have inserted them into our Vintage Heart Necklace by using our photo resizing tool. These photos would work well in a round locket, heart necklace or even an oval locket. They are clear photos which have lots of background to work with. Here is an example of photos which work well in a locket. Oval shaped locket may not work in a heart shaped locket. Consider the shape of the locket: another important factor toĬonsider is the shape of the locket that you would like to store the photograph Personalisation tool to ensure each person is included.Ĥ. Include multiple people, you can use the same photo in each slot and use our Person which means so much to you is included. However, for large family andĤ and 6 photo lockets are perfect to ensure that each To have close up photos which focus on the face. Photos with multiple people: for the best results it is best People standing far apart or with heads at different heights won’t work as well.ģ. Two people will also make for a good image but please ensure their heads are reasonably close together. Our photo editing tool allows you to ensure that your photo fits perfectly inĬhoose an unfussy photo with a clear central image with some space around it. Include background: it is helpful to have a littleīackground around the edges to ensure that everyone is centred in the photo. Sentimental meaning to you, our photo editing team can edit this for you.Ģ. Heart Locket with Faith and gold Gross on 18 chain. If you have an older photograph which has a Find new and preloved Treasured moments items at up to 70 off retail prices. With all kinds of photos but the better the quality of the photograph, theīetter it will look in the locket. Use high quality photos: Here at Lily Blanche, we can work Snaps? Looking for photographs can be a special way of remembering the momentsġ. 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Simply set up all of your images in your desktop, and share them in a wide range of methods. Punch up colours, make dull-looking pictures vibrant, take away distracting objects, and straighten skewed pictures. Lightroom Classic offers you all of the desktop enhancing instruments you have to deliver out the very best in your images. Adobe Lightroom Classic 2022 Free Download Overview
7/2/2023 0 Comments From athens to paros ferryYou can get to Piraeus by car, taxi as well as public transport (bus, metro and suburban railway).įerries from Piraeus to Paros normally depart from Gates E7 and E9. The port of Piraeus is located approximately 15 km south of the city center of Athens and 45 km from Athens International Airport Eleftherios Venizelos. You can take the ferry to Paros from the port of Piraeus in Athens. Where to take the ferry from Athens (Piraeus) to Paros Check out our Map of ferries and find ferry connections to nearby islands like Naxos, Milos, Mykonos, Santorini, and other stunning islands in the Aegean Sea.
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